Credit & Debt

Used wisely, credit is a powerful financial tool; but if used carelessly, it can lead to a heavy debt load. Whether you've accumulated debt or are considering credit options, understanding the essentials of credit and debt management will help you remain on solid financial ground.

Credit Cards
The advantages of credit cards are numerous – quick access, fraud protection, bill consolidation, convenience. But what about the responsibilities? Understanding credit card basics is essential to choosing and using your cards wisely. Read more

Credit History
To get a glimpse of your financial future, businesses look at your financial past. This history is contained in your credit report and impacts your ability to qualify for a loan, rent an apartment, and more. Read more

Debt
Consumer debt in America remains consistently high. To overcome your debt and get onto solid financial footing, it is important to first determine how much you owe. Read more

Identity Theft
When your private financial information gets into the wrong hands, the consequences can be devastating. If you should fall victim to identity theft, it is important that you act quickly. Read more

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Posted by: Deeeeeee
I really believe a cource like this should be offered/required prior to credit cards being issued.

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